Thursday, May 04, 2006

between cents and sense

Have you ever wondered what one'll do after he/she retires and have all the time in the world? Can someone really just sleep through the day and chill out by watching countless hours of channel 16, drinking tea, eating pastries and book reading for 24/7 for the rest of your remaining lifespan?

Occasionally, it's wonderful to just take 24 hours and have some pamper doing nothing time, but after a while, as with all the tireness associated with working your butt off trying to make a decent wage in this world of ever rising product prices that seem to even challenge the growth rate of India and China, everything, when done to the core, just become numb and painfully traumanting both emotionally and physically. Welcome to the world of ultra long holiday break for the young, and retirement for the aged(sounds much better than old).

I was awoken up by a 'gong-ing' noise emitted by the heavy duty water pump from the maintenance worker cleaning my HDB corridor (yes, moi actually does live in public housing contrary to what most thinks) barely 5 hours (!!!) after I went to sleep after The Game, and decided to make a trip down to UOB to TT the deposit over to Vienna, only to realized that our ultra efficient banking workforce which our nation prides need to take 4 hours to TT mi dineros over to Austria where it just takes barely even 1 minute to help you deposit your money; with that rate, the money would have been able to travel to the NYC - thrice. While waiting in line for the 2 min procedure which was completely DIY even though the application form has like tons of cheem banking codes which neither me, nor any of the 4 million population in Singapore will be able to comprehend, I realized that I may be the youngest adult there in the bank. Apparently, retirees have the habit of waiting in line waiting to update their passbook to see how much they are given from our government's progress package. Either that, or, the richer aged will be pestering their financial planners seeking the best advices for unit trust or investments options. By the way, consider yourself lucky to be reading this, there's a new trust by UOB that focuses on global commodities and I think that it is a very good bet to place tu dineros in.

Anyways, after applying for the TT, UOB will need to take at least 2 working days to send my the confirmation slip through snail mail, no email, no fax; unless you provided the fax number when you first applied to open an account, not the transfer of the money, with the bank. Which makes me wonder, what if I decided to buy a fax machine somewhere in between the timeline of setting up an UOB account and say,the TT of the money? Well, friendly customer officer told me that moi will have to send in a formal letter to the bank telling them to fax, instead of mail, the debit advice to moi.

By now, if you are following closely, you may have realized, after I applied for the TT of the money, and I want the advice by fax, the day UOB received my letter will be 2 days after I went down to apply for the TT, which by then is when I would have gotten the debit advice confirmation from UOB in my mailbox.

Is it me, or does the procedure really does not make any sense?

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